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Welcome to

Him Gramin Co-Operative NATC Society LTD.

we constantly monitor the market and try to better ourselves in every possible manner. We stand firmly with what we believe in, thereby ensuring a satisfied client-base. Our society is all set to realize its goals of bringing about innovative schemes and plans in order to serve customers better and make their experience with us highly beneficial.

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About Us

Who We Are?

The Him Gramin Co-Operative NATC Society LTD.. founded by 20 members, registered on 2021 under the Himachal pradesh Co-operative Societies Act, 1968, Regd. No.: HPCS-488. Him Gramin society is running successfully and aiming to achieve its objective to uplift their member economically and cooperating to all members as much as possible.We help people transform their lives with instant loan. We are rooted in an age-old tradition that believes helping people become self-sufficient is the highest form of welfare.

What We Offer?

Easiest and Instant Loan with minimal documentation. Society provides financial support instantly in case of urgent needs of member in the form of emergency loan.

Our Vision & Mission

Improving Lives Through Lending. Vision In order to continue the trend of serving the masses and maintaining a leading stance for our valuable customers, we constantly monitor the market and try to better ourselves in every possible manner. We stand firmly with what we believe in, thereby ensuring a satisfied client-base. Our society is all set to realize its goals of bringing about innovative schemes and plans in order to serve customers better and make their experience with us highly beneficial.

Our Plans and Featurs

Earn attractive interest for various tenures on your deposits.

Tenure(अवधि) Value(मूल्य) Interest(याज दर) Deposit Amount((जमा राशि) ( Interest Amount (अर्जित) Maturity Amount (अर्जित राशि)
One Year 50 8% 18250 752 19002
One Year 100 8% 36500 1504 38004
One Year 200 8% 73000 3007 76007
One Year 300 8% 109500 4510 114010
One Year 400 8% 146000 6014 152014
One Year 500 8% 182500 7517 190017
One Year 1000 8% 365000 14453 379453
One Year 1500 8% 547500 21679 569179
One Year 2000 8% 730000 28906 758906

Tenure Minimum Value(न्यूनतम मूल्य) Interest(ब्याज दर) Deposit Amount Interest Amount Maturity Amount(अजित राशि)
12 500 7% 6000 225 6225
24 500 8% 12000 1014 13014
36 500 9% 18000 2615 20615
48 500 10% 24000 5332 29332
60 500 11% 30000 9558 39558
60 500 12% 36000 15801 51801

Tenure(अवधि) Minimum Value(न्यूनतम मूल्य) Interest(व्याज दर) Interest Amount(आर्जित व्याज) Maturity Amount(अर्जित राशि)
6 100000 3.5% 35000 103500
12 100000 8% 8000 108000
24 100000 8.5% 17000 117000
36 100000 9% 27000 127000

Tenure न्यूनतम मूल्य व्याजदर किश्त धनराशि अर्जित व्याज Maturity Amount
3 100000 9% 750 27000 100000

Loan services

Documents required for Loan
  • ID Proof
  • Pan Card
  • Income Proof
  • Passport Size Photo -1
  • Account Payee Cheque – 2/3
  • Address Proof – Present & Permanent
  • Processing of Loan in just 15-days only
  • 10% Share money of the loaning amount (Refundable)
  • 2% file charges
  • Rate of interest.15 % to 24% p.a.
  • Surety/Guarantor – 2/3 (from existing members only)
    • Business Loan
    • Personal Loan
    • Vehicle Loan
    • Gold Loan

    New Membership Eligibility

    • Applicant must be resident of Himachal Pradesh
    • Applicant should submit completely filled membership application form, specified by the Him Gramin Co-Operative NATC Society LTD. with a declaration on oath that he / she is not a member of any other co-operative society having similar objects.
    • Membership application is approved by the management committee of the Him Gramin Co-Operative NATC Society LTD.. In pursuance of the powers conferred on it in that behalf and subject to rules & regulations of the society.
    • Management committee have right to accept / reject the application, submitted by applicant for new membership, following by rules & regulations of the society

    Required Documents

    • Aadhar Card/Voter Id-Card / Driving License / Passport.
    • Pan Card.
    • Passport size photo - 3
    • Electricity Bill / Water Bill / Telephone Bill / Rent Agreement

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    Contact Info

    Head Office Theog

    Head office 97 Premghat Theog Teh Theog Distt Shimla (HP) 171201

    Email - himgramin488@gmail.com

    Call +91 - 9816029493

    Branch Office Kumarsain

    Branch office NH5 Bharara PO and Teh. Kumarsain Distt Shimla (HP) 172029

    Email -

    Call +91 - 9816029493